Date of last delinquency

The date when you last missed a regular monthly payment

The date of last delinquency shows up on your credit report, a document that outlines your credit history and current credit. Even if you make a partial payment of a debt, the creditor can still report you to a credit bureau as delinquent. Some creditors report a delinquency right away, others don’t. Often you can negotiate with a creditor to get a more flexible pay back plan before they report you as delinquent.

See: Delinquency